Advisory services

A Tiered, Blended Advisory Fee

Our advisory fee is based on the assets we manage and is billed quarterly in advance.

How the Fee Works

Frazzetta Financial Strategies uses a tiered, blended fee schedule. Each rate applies only to the portion of managed assets within that tier. As additional assets move into lower-priced tiers, the client’s effective advisory rate gradually decreases.

Portion of assets managed	Annual rate
First $250K	1.00%
$250K - $1M	0.80%
$1M - $3M	0.60%
$3M - $5M	0.50%
$5M - $10M	0.40%
$10M - $25M	0.30%
$25M +	0.25%

Quarterly Billing

The annual advisory fee is calculated using the blended schedule and billed in quarterly installments in advance. The actual fee may change as the value of the managed assets changes or as assets are added to or withdrawn from the account. The client’s advisory agreement explains the applicable valuation method and any prorated adjustments.

Other Fees and Expenses

The advisory fee may not include every cost associated with an account or its investments. Depending on the program and investments selected, clients may also pay mutual fund, exchange-traded fund, or other product-level expenses. Fees and expenses apply whether an account gains or loses value and will reduce investment returns over time.

How Do We Compare?

We believe the cost of financial guidance matters. That is why we strive to keep our advisory fees as low and competitive as reasonably possible while continuing to provide the personalized advice, service, and ongoing portfolio management our clients expect. Keeping fees reasonable is one of the ways we seek to put our clients’ best interests first.

Our goal is to provide meaningful advice at a reasonable cost. We continually review our fee structure and look for opportunities to reduce a client’s effective fee as the amount we manage increases.

As of August 1, 2026, our internally calculated average annual assets-under-management fee is 0.77%. The 2026 State of Financial Planning Fees study, prepared by Datos Insights for Envestnet and based on a survey of 491 qualified financial advisors, reported an average bundled AUM fee of 0.96%. Our reported average was 19 basis points lower than the average reported in that study. Although no industry comparison is exact, we believe this supports our confidence that our fee structure is competitive and reasonable. We continually review our fee structure and look for opportunities to reduce a client’s effective fee as the amount we manage increases. Our blended schedule applies lower rates to additional assets as they move into higher tiers, allowing the effective advisory rate to decline as managed assets increase.

Our advisory fee is designed to cover more than investment planning. Depending on each client’s needs, it can also include financial planning, retirement and income planning, estate-planning coordination, and life insurance or long-term-care planning. We do not add separate fees for these planning services. Instead, we look at the client’s full financial picture and provide coordinated guidance at a reasonable cost, with the client’s best interest at the center of every recommendation.

Talk With Our Team

Disclosure: The 0.77% figure reflects Frazzetta Financial Strategies’ internal advisory data as of August 1, 2026 and may not represent every client or account. The 0.96% benchmark is a trimmed-mean survey average reported by Datos Insights and Envestnet; the study and our internal calculation use different populations, methodologies, account sizes, business models, and service arrangements, so the comparison is not a direct one-to-one comparison. Individual fees depend on assets managed, the applicable advisory program, services provided, and any negotiated arrangements. Additional investment-product, platform, strategist, custodian, account, or transaction expenses may apply.